Selected Accepted Journal Articles
Yao, Y. & Schmit, J. & Shi, J. (2018). Promoting Sustainability for Micro Health Insurance: A Risk-adjusted Subsidy Approach for Maternal Healthcare Service. Geneva Papers on Risk and Insurance
Selected Published Journal Articles
Yao, Y. & Sydnor, J. & Schmit, J. (2017). Role of Pregnancy in Micro Health Insurance. Journal of Risk and Insurance (84), 1073-1102.
Gatzert, N. & Schmit, J. (2016). Supporting Strategic Success through Enterprise-Wide Reputation Risk Management. Journal of Risk Finance (17), 26-45.
Gatzert, N. & Schmit, J. & Kolb, A. (2016). Assessing the Risks of Insuring Reputation Risk. Journal of Risk and Insurance (83), 641-679.
Biener, C. & Eling, M. & Schmit, J. (2014). Regulation in Microinsurance Markets: Principles, Practice, and Directions for Future Development. World Development (28), 21-40.
Eling, M. & Pradhan, S. & Schmit, J. (2014). The Determinants of Microinsurance Demand. The Geneva Papers on Risk and Insurance - Issues and Practice (39), 224-263.
Lei, Y. & Schmit, J. (2010). Influences of Organizational Structure and Diversification on Medical Malpractice Insurer Performance. Journal of Insurance Issues (33), 157-177.
Lei, Y. & Schmit, J. (2009). Influences on Organizational Form on Medical Malpractice Insurer Operations. Connecticut Insurance Law Journal
Doerpinghaus, H. & Schmit, J. & Yeh, J. (2008). Age and Gender Effects on Auto Liability Insurance Payouts. Journal of Risk and Insurance
(75), 527-550. doi: 10.1111/j.1539-6975.2008.00273.x.
Browne, M. & Schmit, J. (2008). Litigation Patterns in Automobile Bodily Injury Claims 1977-1997. Journal of Risk and Insurance
(75), 83-100. doi: 10.1111/j.1539-6975.2007.00249.x.
Eling, M. & Schmeister, H. & Schmit, J. (2007). The Solvency II Process: Overview and Critical Analysis. Risk Management and Insurance Review
(10), 69-85. doi: 10.1111/j.1540-6296.2007.00106.x.
Schmit, J. (2006). Factors that may influence tort litigation trends in the European Union. The Geneva Papers: Insurance Issues and Practices
(31), 304-313. doi: 10.1057/palgrave.gpp.2510075.
Doerpinghaus, H. & Schmit, J. & Yeh, J. (2003). Personal Bias in Claims Settlement: An Example from Automobile Insurance,. Journal of Risk and Insurance
(70), 185-205. doi: 10.1111/1539-6975.00055.
Schmit, J. & Ma, Y. (2000). Factors Affecting the Relative Incidence of Uninsured Motorists Claims,. Journal of Risk and Insurance (67), 281-294.
Selected Submitted Journal Articles
Huang, Y. & Kamiya, S. & Schmit, J. (2017). A Model of Underwriting and Post-Loss Test without Commitment in Competitive Insurance Markets. Journal of Public Economics
Huang, Y. & Kamiya, S. & Schmit, J. (2016). The Legal Constraint of Misrepresentation in Insurance Market and Its Impact on Insurance Contracts. Journal of Risk and Insurance
Oyekan, O. & Adams, M. & Schmit, J. (2014). Analysis of the Profitability of Micro-Life insurers in Nigeria and South Africa. Journal of Risk and Insurance
Schmit, J. & Ren, Y. (2012). A New Measure of Insurer Franchise Value.